2023 handbook summarySource checked 29 July 2026
Advances Available to Army Officers
The 2023 handbook records that most Government advances were discontinued after Seventh CPC decisions.
Overview
The 2023 handbook records that most Government advances were discontinued after Seventh CPC decisions. It identifies limited retained interest-free categories for specified medical and travel needs. It does not confirm a general advance of pay, vehicle advance, computer advance, or House Building Advance entitlement for Army officers.
What the handbook says
- The source says interest-free advances were abolished except for medical treatment, travel for the family of a deceased employee, tour or transfer travel, and Leave Travel Concession travel (source: printed p. 184; PDF p. 195).
- It records that Motor Car and Motorcycle, Scooter, or Moped advances were discontinued under the cited 7 October 2016 order (source: printed p. 184; PDF p. 195).
- It states that Ministry of Defence orders extending the revised House Building Advance Rules to Defence personnel were awaited when the handbook was prepared (source: printed p. 184; PDF p. 195).
What this means
An officer must identify a retained category and then apply the separate rules for that category. The summary does not itself create an entitlement or show that the House Building Advance rules were later extended to Defence personnel.
Who this applies to
- Eligibility depends on satisfying the governing rules for a retained medical or travel advance.
- The page excludes a general advance of pay and the discontinued vehicle advances.
- House Building Advance eligibility is not established by this 2023 source.
Rates and dates
The discontinuance order cited by the source is dated 7 October 2016. The revised House Building Advance Rules cited by the source took effect on 9 November 2017, but the source says their extension to Defence personnel was still awaited (source: printed p. 184; PDF p. 195).
What you may need
The source page does not list a common application or evidence set for all retained advances. Use the documents required by the category-specific medical, tour, transfer, or LTC provision.
Authorities and source references
- Ministry of Finance, Department of Expenditure OM No. 12(1)/E.II(A)/2016, 7 October 2016
- Ministry of Housing and Urban Affairs OM No. I.17011/11(02016-H-III), 9 November 2017
About this guidance
This is a plain-language summary for general information. It is not an official order or an authority for a claim. Confirm the applicable order and your individual eligibility with the competent authority or PCDA(O) before acting.