2023 handbook summarySource checked 29 July 2026
Retirement Benefits Processing for Army Officers
The handbook separates pension sanction from PCDA(O)'s retirement-account work.
Overview
The handbook separates pension sanction from PCDA(O)'s retirement-account work. It assigns PCDA(O) functions concerning leave encashment, verification of AGIF subscription, finalisation and payment of the DSOP Fund account, and pay data used in pension claims initiated through SPARSH. Current timelines, documents, and responsibilities require verification before retirement action.
What the handbook says
- Leave encashment requires the relevant Part II order, published on or after the retirement date (2023 handbook, printed p. 269; PDF p. 280).
- AGIF deduction verification supports settlement of the insurance claim.
- DSOP Fund finalisation depends on notification of retirement and settlement of subscriptions, advances, withdrawals, and interest.
- The pension claim is initiated by the designated AG's Branch authority in SPARSH (2023 handbook, printed pp. 269-270; PDF pp. 280-281).
What this means
PCDA(O)'s account-settlement tasks are distinct from pension sanction. Completion of one task does not establish completion of the others.
Who this applies to
This page addresses processing responsibilities, not entitlement to or calculation of pension, gratuity, commutation, insurance proceeds, or tax.
Rates and dates
The source states a 300-day maximum in its leave-encashment formula (2023 handbook, printed p. 269; PDF p. 280). Treat this as historical until reviewed.
What you may need
Retirement orders, Part II orders, leave records, AGIF data, DSOP Fund records, bank and identification details, and pension-system verification may be required. This page does not calculate pension, gratuity, commutation, or tax and does not replace a retirement clearance checklist.
Authorities and source references
- Ministry of Defence letter No. B/35612/AG/PS3(c)/1020/D(Pay/Services)
- Applicable leave, AGIF, and DSOP Fund provisions cited in the chapter
- SPARSH procedure described by the 2023 handbook
About this guidance
This is a plain-language summary for general information. It is not an official order or an authority for a claim. Confirm the applicable order and your individual eligibility with the competent authority or PCDA(O) before acting.