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The Handbook is an independent reference sourced from publicly available regulations, including TR 2024, AI 24/2024, and JSSD Vol 1. Always confirm with your unit's adjutant or PCDA before filing claims.

© 2026 The Handbook.

Independent reference.

Guides/pension

2023 handbook summary·Source checked 29 July 2026

Retirement Benefits Processing for Army Officers

The handbook separates pension sanction from PCDA(O)'s retirement-account work.

Overview

The handbook separates pension sanction from PCDA(O)'s retirement-account work. It assigns PCDA(O) functions concerning leave encashment, verification of AGIF subscription, finalisation and payment of the DSOP Fund account, and pay data used in pension claims initiated through SPARSH. Current timelines, documents, and responsibilities require verification before retirement action.

What the handbook says

  • Leave encashment requires the relevant Part II order, published on or after the retirement date (2023 handbook, printed p. 269; PDF p. 280).
  • AGIF deduction verification supports settlement of the insurance claim.
  • DSOP Fund finalisation depends on notification of retirement and settlement of subscriptions, advances, withdrawals, and interest.
  • The pension claim is initiated by the designated AG's Branch authority in SPARSH (2023 handbook, printed pp. 269-270; PDF pp. 280-281).

What this means

PCDA(O)'s account-settlement tasks are distinct from pension sanction. Completion of one task does not establish completion of the others.

Who this applies to

This page addresses processing responsibilities, not entitlement to or calculation of pension, gratuity, commutation, insurance proceeds, or tax.

Rates and dates

The source states a 300-day maximum in its leave-encashment formula (2023 handbook, printed p. 269; PDF p. 280). Treat this as historical until reviewed.

What you may need

Retirement orders, Part II orders, leave records, AGIF data, DSOP Fund records, bank and identification details, and pension-system verification may be required. This page does not calculate pension, gratuity, commutation, or tax and does not replace a retirement clearance checklist.

Authorities and source references

  • Ministry of Defence letter No. B/35612/AG/PS3(c)/1020/D(Pay/Services)
  • Applicable leave, AGIF, and DSOP Fund provisions cited in the chapter
  • SPARSH procedure described by the 2023 handbook

About this guidance

This is a plain-language summary for general information. It is not an official order or an authority for a claim. Confirm the applicable order and your individual eligibility with the competent authority or PCDA(O) before acting.

Source and review

Report a correction
Source edition
Handbook of Pay and Allowances (2023 edition)
Source pages
Printed pages 269–270; PDF pages 280–281
Source checked
29 July 2026
Review status
Published from the source; independent editorial verification pending

The Handbook is an independent reference, not an official authority. Confirm current applicability with your unit or the relevant accounts office before acting or filing a claim.